Owning and operating a small business can feel like one of the greatest accomplishments of your life, but it's essential that you're also prepared to deal with the associated challenges. As a small business owner, you're likely to be faced with legal challenges that you may never have considered, so it's important that you have a strong relationship with your attorney that will allow you to navigate those waters. Below, you'll find a guide to some questions you should be sure to ask your small business attorney.

Insurance companies can rely on a number of factors to deny a workers' compensation claim. Alcohol and drug use are two factors that are commonly relied on. Even though winning your claim will be more challenging, testing positive for alcohol use does not necessarily mean that you will be denied benefits. If you were injured on the job and had alcohol in your system, here is what you need to know.  

A Chapter 13 bankruptcy filing can provide you with relief from your debts. During a period of three to five years, you are required to pay off some or all of the debts that were included in your filing. Crafting a solid repayment plan is important because if you fail to do so, it could be rejected by the courts. Before filing your proposed plan with the bankruptcy court, here is what you need to know:

Today's cell phones are more than just a way to call a friend, and they contain a lot more information than just your contact list. Schedules, to-do lists, social media information, and even financial information are just some of the types of information that can be found on the average smartphone. It's no wonder that police officers may think that searching a suspect's smartphone can help them find evidence of a crime.

Hail, flood waters, and violent winds can cause a lot of damage to your property. After a strong storm, you might have holes all throughout your siding, broken windows, and missing roofing shingles. When you are faced with this type of situation, you will want to file a claim with your homeowners insurance company. They should be able to issue you a check that will cover for the repairs and replacement of damaged pieces of your property.

Lawsuits are a common way of settling serious legal disputes. While a lawsuit is a fairly routine legal proceeding, most individuals will lack much of the more basic information about these proceedings. Considering the importance of having a working understanding of lawsuits, there are some questions and answers that anyone considering this legal action will need to know. What Does It Mean To Have Standing In A Lawsuit? Before a person can proceed with a lawsuit, they will need to show that they have standing to file the lawsuit.

Private disability insurance is supposed to provide you with the coverage needed when you are unable to work. However, it is possible for your provider to deny your claim. When this happens, you have the option of appealing or accepting the decision. If you are contemplating appealing, here is what you need to know.   Why Was Your Claim Denied?  There are a number of reasons that an insurance provider can choose to deny a disability claim.

If you are going through a divorce or are otherwise splitting up with the other parent of your child, you might be having a hard time seeing eye-to-eye on things. This is perfectly normal, but it does not mean that you should not work to get along and to focus on positive co-parenting. These are a few reasons why working together as much as possible to raise your child together, even when you are divorced, is so important.