Property owners insure their properties and assets against theft and damage due to fire or bad weather. However, things don't always go as planned as your insurer may delay or fail to pay a claim for various reasons.
If you've taken insurance contracts to protect your property against unforeseen events, you can hire an insurance litigation attorney who facilitates the settlement of disputes and payment of claims.
Here are the reasons to hire an insurance litigation attorney.
The Insurance Company Fails to Pay
Insurance companies must act honestly at all times and not withhold vital information to their clients. If the insurance company declines to pay your claim, you can hire an insurance litigation attorney to sue and facilitate payment. The attorney investigates the ground for denial and whether the reasons are valid. If the insurance company is violating the law, the attorney can get them to review the claim and pay.
Unnecessary Delays From the Insurer
The insurer must approve the claim without further delay to enable quick recovery from the loss. Sometimes the insurance company can delay settling the claim and the reasons may not be satisfactory. You can seek legal support by hiring an insurance litigation attorney to expedite the process by instituting legal proceedings. Different states have a timeframe within which insurance claims should be settled and your attorney will investigate if there's a violation.
The Insurer Suspects There's Fraudulent Presentation of Facts by the Insured
There are many reasons why an insurance company may fail to pay a claim, and one of them is suspicion of fraud. Regardless of the reason put forward by the insurer, it's essential to seek legal redress for a review. The issues presented by the insurance company are reviewed and, you can put forward a formidable defense if you feel the refusal was unfair.
Policy Cessation by the Insurer
Depending on the terms of the contract, your insurance company can end the policy midway. However, this must be acceptable by both parties and the insurer must issue a prior warning. If you feel the cessation was improper and there wasn't an adequate warning, you may seek the services of an insurance litigation attorney. The attorney reviews the contract and grounds for termination before proceeding with a lawsuit. Such a step is necessary to ensure you get your claim.
An insurance litigation lawyer enables you to get your claim since they're knowledgeable in matters relating to property and insurance. If you suffer property damage, contact an insurance litigation attorney today before making a claim.Share